Short Term Loans Caveat Loans

Short Term Caveat Loans

Looking for short term funding? We can help!

  •  - Up to 85% LVR
  •  - On a 1st or 2nd mortgage/Caveat basis
  •  - 72 hours to settlement
  •  - Rates from 1% per month
  •  - Residential or Commercial securities accepted
  •  - 1 to 12 month terms available
  •  - Any location considered
  •  - Deal direct with the lender and decision maker

We specialize in this area of lending and understand that your situation is urgent, and we will not waste your time or stuff you around.


Many funders and brokers promise same day settlements, but this is just not realistic and frankly is outright misleading. 


Some settlements are genuinely fast, but you must remember every situation is different and no matter who the lender there is a general process to follow.


Whilst short term caveat loans are an asset lend, we still require a short application be filled in, along with a copy of your most recent mortgage statement, identification and copy of your rates notice for the security property. A loan offer is generally issued the same day (usually within a few hours) and a valuation or real estate appraisal is then done and if satisfactory, solicitors are instructed to issue loan documents usually the same day or following working day which are to be signed by all borrowers, and often requires a solicitor to witness and the borrower obtaining independent legal advice.


Once documents have been returned and executed satisfactorily then settlement can be arranged, and funds directly transferred into the borrowers nominated account.


On average short-term loans generally take between 3 to 5 working days from the initial enquiry to settlement. We have seen many settle in 48 hours but much also depends on the speed with which the borrower is able to provide requested information and importantly how quickly you can return the loan offer and then the signed loan documentation.


In terms of getting the exact amount of funds you require much depends on the location, value and type of security property, and the strength of your exit strategy (how you intend to repay the loan). No proof of income is required! All loan costs, interest and legal fees are deducted from our loan at settlement, so you do not need to service the loan or worry about paying monthly interest instalments.


We understand that your situation is stressful and urgent and can tell you over the phone immediately whether or not we can assist.



Call Finance Today on 1300 886 580 for a no obligation discussion on your requirements, e-mail us or make an appointment online.


Your are currently browsing this site with Internet Explorer 6 (IE6).

Your current web browser must be updated to version 7 of Internet Explorer (IE7) to take advantage of all of template's capabilities.

Why should I upgrade to Internet Explorer 7? Microsoft has redesigned Internet Explorer from the ground up, with better security, new capabilities, and a whole new interface. Many changes resulted from the feedback of millions of users who tested prerelease versions of the new browser. The most compelling reason to upgrade is the improved security. The Internet of today is not the Internet of five years ago. There are dangers that simply didn't exist back in 2001, when Internet Explorer 6 was released to the world. Internet Explorer 7 makes surfing the web fundamentally safer by offering greater protection against viruses, spyware, and other online risks.

Get free downloads for Internet Explorer 7, including recommended updates as they become available. To download Internet Explorer 7 in the language of your choice, please visit the Internet Explorer 7 worldwide page.