Title
Home Loans Intro Rate Mortgage Loan
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Intro Rate ‘Honeymoon’ Mortgage Loan


An introductory rate mortgage loan generally offers a guaranteed low rate for an initial period of time (usually 12 months) after which most will revert to the standard variable rate. The rate can be fixed or variable.

Advantages:

  • Usually the lowest rates on the market
  • Some lenders provide offset accounts on these mortgage loans
  • Opportunity to reduce the principal quickly during the ‘honeymoon’ period


Disadvantages:

  • Payments will increase after initial introductory/’honeymoon’ period


 

Call Finance Today on 1300 886 580 for a no obligation discussion on your requirements, e-mail us or make an appointment online.

 

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